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Great Car Insurance : “The Rock” : Bugatti Chiron, Estimated At $2 Million! Exotic Car Insurance

How Celebrities Purchase Auto Insurance for Their Cars

Looking for celebrity auto insurance?

Celebrities may face higher insurance rates due to the expensive nature of their vehicles.

  • Many people wonder how celebrities purchase car insurance, and if it is fundamentally different from how the rest of us do
  • However, at the end of the day, car insurance policies and the purchase process are largely the same as any other American
  • Because celebrities often drive very rare or expensive cars, the cost of repairing or replacing them can be very high
  • Celebrities are also likely to carry uninsured/underinsured motorist coverage and personal injury protection insurance

As Americans, fascination with celebrity life is part of our culture. It is no wonder, then, that we are often interested in not only the most salacious aspects of celebrities’ lives but also the most mundane.

Actually, how celebrities purchase car insurance is much the same as anyone else. Their cars may be more expensive and fancier, and their accidents are more newsworthy.

Amazing Celebrity Cars – They Definitely Have Great Car Insurance

Great Car Insurance : “The Rock” : Bugatti Chiron, Estimated At $2 Million! Exotic Car Insurance

Of course, everyone knows this mega star, former wrestler, current actor. However, did even his biggest fans know he cruises around in a customized Bugatti Chiron. Oh, and this car costs around $2 million.

Exotic Car Insurance

You don’t have to be a celebrity to drive an exotic car, but if you are a celebrity, you definitely should drive one. There is a thriving boutique insurance market dedicated to providing coverage for exotic and classic cars.

Michigan-based Hagerty Insurance Company is well-known for its policies covering classic cars, boats, motorcycles, and modern collector cars.

These types of insurance policies fall under the scope of what’s known as “Agreed Value Insurance.”

James. A Grundy, founder of the Grundy Insurance Company and one of the founders of the Antique Automobile Club, created the concept of Agreed Value Insurance in 1947.

Today, Grundy Insurance is the largest insurer of collector cars, protecting over rare million vehicles and a number of major auto collections around the world. Grundy even offers specialty insurance policies for wine, gold, antique, and firearms collectors.

If you happen to have $3.6 million for a Bugatti Chiron Sport 110 Ans, you’ll want to go with a broker who specializes in Agreed Value Insurance. Dubbed 2019’s most expensive car to insure at an annual cost of $50,251 ($4,888 per week), you probably won’t want to park it at the grocery store.

Exotic Car Insurance – Everything You Need To Know

Let’s talk about supercar insurance. It’s one of the biggest expenses you pay for owning an exotic vehicle and it’s absolutely unavoidable.

There’s at least a minimum amount of 3rd party insurance you need to pay in order to legally drive your supercar or any car practically everywhere in the world. And while collision coverage and comprehensive coverage is optional, you really won’t skip on it. Not on your supercar anyway.

Make no mistake, insuring an exotic car is certainly expensive. Expect to pay several thousand dollars per year to insure most production supercar models. However, compared to their several hundred thousand dollar cost, is it really significant?

How about getting your McLaren 720S totalled, or your Ferrari 812 Superfast stolen? These cars cost $300,000 for the base model, and most roll out of the factory heavily optioned. You either can’t afford to lose so much money on a random event, or you’re smart enough to recognise that you shouldn’t.

In this article, we’ll cover everything you need to know about exotic car insurance and how to get the best insurance coverage and price for your supercar.

But before that, let’s address the burning question.

How much does it cost to insure a supercar?

Unfortunately, there’s no definitive answer. Insurance, no matter what the asset, is highly individual. Every insurer uses proprietary software to analyze dozens of variables and factors of different weight to determine the exact cost to repair or replace a given vehicle and the risk its driver carries. The equation then spits out an insurance price for each specific car.

No two policies are the same. For normal production cars, which are sold in the tens or even hundreds of thousands per year, there’s enough data to calculate accurate ballpark figures.

Supercars are far more rare, making the statistics less reliable. Manufacturers like Ferrari, Lamborghini and McLaren sell just a few thousand cars across their entire model line up per year. Hypercar brands like Bugatti, Koenigsegg and Pagani only produce a few hundred units out of each particular model ever.

The people who buy these cars are wealthy, but highly diverse. Therefore it’s impossible to provide an accurate price on their insurance policies.

Insurance rates swing in a broad range – from $1,500 to $35,000 per year and a lot more for hypercars. That’s not really helpful if you’re budgeting for your new supercar. So, we dug out a few specific examples of what people actually pay.

Why Celebrities Need Auto Insurance ?

Having car insurance is mandatory for all drivers, and this applies to celebrities as well as the rest of us.

It is against the law in all states to operate a motor vehicle without insurance coverage. In addition, many states have minimum coverage requirements that must be met by all drivers.

Car insurance helps protect both the driver and others involved (such as other drivers, passengers, and pedestrians) in the event of a collision.

It also protects the owner of a vehicle if the vehicle is stolen. Without car insurance, many people probably couldn’t afford the cost of repairs or replacing a vehicle.

Although celebrities may seem better able to afford vehicle-related expenses, car insurance is especially important for them.

Because celebrities often drive very rare or expensive cars, the cost of repairing or replacing them can be very high. Car insurance provides protection from these costs.

Types of Cars Driven By Celebrities

Celebrities drive some of the most envied vehicles on the planet. Often, the flashiest, rarest, and most expensive cars around are driven by celebrities. However, there is a

However, there is a downside to this- celebrities are often paying double or even triple the average car insurance rate because of their expensive vehicles.

For example, Lindsay Lohan is one of many celebrities that drive a Mercedes SL65 convertible. This vehicle alone would be very expensive to insure because it is so valuable.

The average cost of insuring the car is more than $3500 per year. In fact, the New York Times has named this car 2011’s most expensive vehicle to insure.

However, it’s almost certain that Lohan would pay much more. Because she’s had so many accidents, she would have a hard time securing a traditional insurance policy.

You don’t have to be a celebrity to get the kind of insurance you want. Check the best rates for you by using our free quote tool!
Most insurers probably would decline to offer her a policy because she has such a poor driving record. In this case, her only option might be a high-cost insurance policy specifically designed for very high-risk drivers.

The Cadillac Escalade is a car model that is often associated with celebrities.In fact, the Escalade is driven by some of the best-known athletes and Hollywood figures including Kobe Bryant, David Beckham, Dennis Quaid, and Teri Hatcher.

The Escalade is also a fairly expensive car to insure because it is expensive and it is frequently stolen or broken into.

Average insurance costs for a 2011 Cadillac Escalade are around $2000, according to Automobile Magazine. Of course, this is for the base model of the car. The tricked-out versions that celebrities buy would likely cost much more to insure, especially if they have been customized.

The high-end Mercedes G Wagon is another vehicle that is popular with celebrities, especially young starlets. Miley Cyrus, Demi Lovato, Hillary Duff, and Britney Spears all drive this model.

With a sticker price over $100,000, this car is also expensive to insure, with costs around $3,200.

Types of Auto Insurance Celebrities Buy

Celebrities buy auto insurance just like the rest of us, although they may pay more due to their expensive vehicles.

Celebrities are sure to buy collision and liability coverage, which are the most common and in addition to the minimum coverage mandated by law.

The guidelines for minimum coverage are specified by the California Department of Motor Vehicles.

Celebrities are also likely to carry uninsured/underinsured motorist coverage and personal injury protection insurance.

These policies provide coverage if the driver is hit by a motorist without adequate coverage or if the driver or a passenger requires medical treatment as a result of an automobile accident.

Besides these common coverage types, celebrities may have additional insurance add-ons or special types of insurance policies.

These are specific to the lifestyle that the celebrity lives.

For example, celebrities often have valuable customizations to their vehicles, or they may often have high value items in their vehicles (such as their haul from a Rodeo Drive shopping spree).

This leaves their vehicle more susceptible to significant losses from theft.

In order to protect against this, many celebrities may carry additional riders on their policy to cover items in the vehicle up to a very high amount, such as $100,000.

Celebrities also may have to take out a non-traditional auto insurance policy because of factors related to their vehicles or their driving records.

Non-traditional auto insurance policies are used when a driver or a vehicle does not meet the requirements for coverage by an ordinary auto insurance policy.

This applies to extraordinarily high-risk drivers, such as Lindsay Lohan and Britney Spears.

With a history of multiple accidents and driving records that include speeding tickets and DUIs, these ladies statistically pose too large of a risk for most auto insurance companies to insure.

Instead, they will likely have to pay incredibly high rates for a special high-risk driver policy.

Other celebrities, such as Kim Kardashian, may have to get a special policy because of unusual vehicles. Kim drives a customized Bentley that was made specifically for her.

Because the car is one of a kind, it would not fall under normal auto insurance industry parameters for coverage. Kim likely has a special rare or exotic vehicle plan that is tailored to her needs.

How Celebrities Purchase Their Auto Insurance

While there may be some differences in the types of policies and coverage levels, at the end of the day the way that celebrities purchase auto insurance is much like you and I.

Really, the only difference is that they may have a personal assistant handling the process for them!

Just like the rest of us, celebrities can buy auto insurance online, on the phone, or through an independent insurance agent.

However, if a celebrity has a specialty vehicle or a very expensive car, they may have a hard time getting an accurate insurance quote online.

In such a case, they are better off speaking directly with an insurance agent or a representative of the insurance company.

Using an independent insurance agent may be especially valuable if the celebrity is looking for an unusual type of policy, such as additional coverage for high-end modifications to the vehicle.

The agent will be able to work directly with multiple insurers to find the best and most appropriate policy for the specific situation.

The Car Insurance Companies That Celebrities Use

You probably won’t find a lot of celebrities that are buying discount auto insurance. The truth is, many celebrities get their auto insurance from high-end providers that specifically cater to affluent clientele.

In fact, a celebrity may not even be able to get a policy from a mainstream company like Geico or Allstate. This is dependent on the individual and the type of car that they drive.

If the car is very rare, exotic, or expensive, traditional insurers may not have the coverage to handle it.

A celebrity is more likely to use a smaller, boutique insurance agency that specializes in insuring rare, exotic, and expensive vehicles.

Some of the best known of these companies are Hagarty Insurance and Grundy Insurance Company.

While these policies are certainly very expensive, they are also designed specifically for the type of vehicle that the celebrity is driving.

This means that in the event of an accident or theft, the celebrity is less likely to have a hard time processing the claim.

Buying Auto Insurance like a Celebrity

Buying auto insurance isn’t one of the most glamorous things that celebrities do, but it is a necessity!

Celebrities need to make sure that their vehicles are covered and that they are meeting all legal requirements and conditions for insurance in the states where they live.

They also need to ensure that they have appropriate coverage for their vehicle and its contents.

While you may not have a personal assistant to help you with this task, it is important to take the same steps to make sure that you and your vehicle are adequately covered with an appropriate auto insurance policy.

Securing proper car insurance is not only a legal requirement but a smart and responsible move for your financial health.

also read :

What is the best car insurance?

Best Car Insurance Companies

  • Erie Insurance

  • USAA

  • State Farm

  • Travelers

  • Auto-Owners Insurance

  • Geico

  • Nationwide

Car Insurance Company Ratings Summary

Company Auto insurance rates Collision repair grade Complaint level
Erie Very good A- Higher than the industry average
USAA Excellent C+ OK
State Farm Very Good C Low
Travelers Good C+ Very Low
Auto-Owners OK B+ Low
Geico Good C- Low
Nationwide OK C Very Low
Allstate Poor C- Low
Progressive OK C OK
Farmers Poor C Higher than the industry average

Insurance Policies for the Rich and Famous

Celebrities are just like you and me. Okay, not really. They might technically be human, but their problems are a world away from yours and mine.

While we worry about getting insurance coverage for our home, car, and family, celebrities worry about getting coverage for their fifth home, tenth car, and second family living in another state.

Let’s investigate how the other half lives and insures their life. Money can’t buy happiness, but it can definitely buy a lot of cool stuff that needs to be insured.

Frontlight is LA born and bred, so we always keep up-to-date with the latest celebrity happenings caught by the paparazzi. Sometimes, the glamorous world of the ultra-famous spills over into our equally glamorous world of insurance, and the results can get pretty movie magical.

Here are the top 5 most outrageous celebrity insurance policies:

1. Scandal Insurance

You know the saying: “there’s no such thing as bad publicity.” Well, sometimes that bad publicity is so bad that companies and brands need to distance themselves from their own spokespeople.

Luckily, companies can take out specialty insurance policies to protect themselves from the kind of damage only celebrities are capable of inflicting. “Scandal insurance” is a relatively new area of the insurance industry.

Racist tirade caught on film? Drug bust at the airport? Photographic proof of an affair on an expensive Hawaiian getaway? Take out a policy!

When actor Kevin Spacey was accused in 2017 was accused of sexual assault, Ridley Scott and the financiers of the movie “All the Money in the World” lost, coincidentally, quite a bit of money, $10 million in fact. Costly reshoots with a new star, Christopher Plummer, in Spacey’s role really added up. In total, the fall from grace cost a quarter of the film’s original $40 million budget.

Boston-based insurance startup SpottedRisk recently began offering scandal coverage in the U.S. but the practice of insuring against “disgrace” is as old as insurance itself. Notoriously weird insurance broker Lloyd’s of London in all sorts of highly-specialized risk,

Lloyd’s defines disgrace as “any criminal act, or any offence against public taste or decency which degrades or brings that person into disrepute or provokes insult or shock to the community.” Pretty vague, but it covers a lot of territory.

2. Body Part Insurance

How much is a smile worth? If you’re Julia Roberts, the answer is $24.5 million. The former most beautiful woman in the world has one expensive set of pearly whites. Famously, Gene Simmons of rock ‘n roll band KISS insured his supernaturally long tongue for $500k.

Meanwhile, pop sensation Mariah Carey insured her famous dancing legs for a staggering $500 million. That doesn’t compare to singer Jennifer Lopez who insured her own derriere for $27 million.

3. Yacht Insurance

You have a yacht, right? Yeah, us neither. But Google Chairman Eric Schmidt, Director Steven Spielberg and United Arab Emirates Prime Minister Mohammed bin Al Rashid Al Maktoum have one thing in common: they all own superyachts. In fact, eight of the ten most expensive luxury purchases of all time were superyachts.

Yachts are big purchases, and they need big insurance policies. These 100-meter behemoths require a crew of 50 to pilot, and incur other considerable costs for gas, maintenance, and taxes. The total just to purchase one of these things? $275 million. The cost to insure one of these things? On average, $240 – 350k per year.

4. Private Jet Insurance

While you’re standing in line, getting x-rayed by the TSA, and waiting through two delayed flights at your gate, there’s a celebrity out there sipping champagne on his private jet, already half a world away by the time you get on board. Not only do these people have $20 million or more for a jet, they also have the money for a hangar, fuel, crew, maintenance, and, of course, insurance.

Private Jet Insurance is an insurance product that typically doesn’t fit under any traditional insurance portfolio, which can mean gaps in coverage can cost quite a pretty penny to the insured. New Jersey based Madison Insurance covers private jet owners, working with clients to create customized insurance policies in the millions for both private and corporate aircraft.

A new Gulfstream G450 costs $43 million brand new. It operates on two Rolls Royce Tay MK 611-8C engines each producing 13,850 pounds of thrust.

Cheapest Car Insurance Company

How do I find the cheapest auto insurance?

How to get cheap car insurance

  • Choose the right car.
  • The right coverage.
  • Compare quotes.
  • Clean Driving Record.
  • Ask for discounts.
  • Increase your deductible.
  • Take a driving course.

Is Geico really the cheapest?

What Is the Cheapest Car Insurance Company? .

Geico is the cheapest car insurance company we found for good drivers that have a clean driving record, but lack a military affiliation. If your credit rating needs work, Geico also offers cheaper car insurance than most of the providers in our study.

Is Safe Auto cheap?

Get your cheap car insurance quote with SafeAuto

If you’re looking for affordable car insurance quotes, we’ve got you covered. SafeAuto specializes in providing affordable car insurance that fits your needs.

Hagerty (insurance)

Hagerty is an American automotive lifestyle and membership company and the world’s largest provider of specialty insurance for classic vehicles.

Hagerty is based in Traverse City, Michigan and also operates in Canada, Germany and the United Kingdom.

How Much Is Car Insurance?

Here’s a look at car insurance rates based on averages nationwide among the largest insurance companies.

  • For good drivers $1,556
  • For drivers who have caused an accident with property damage $1,732
  • For drivers who have caused an accident that injured someone else $2,541
  • For drivers with one speeding ticket $1,732
  • For drivers with a DUI conviction $2,595
  • For drivers who have poor credit $2,860
  • For drivers who were caught without insurance $1,764

Rates are based on a female driver, age 30, insuring a Toyota RAV4 with liability coverage of 100/300/100 and collision and comprehensive insurance. Averages are based on rates from 10 large auto insurance companies.

How Can I Find the Best Price on Car Insurance?

It’s a good idea to shop for car insurance before you buy a car. Without car insurance in place, you may not be able to drive your new wheels off the dealer’s lot.

Once you decide how much car insurance you need, it’s time to start shopping for a policy. Prices often vary widely among companies, so it’s smart to compare car insurance quotes from multiple insurers.

You can find free quotes online or by working with an auto insurance agent. Independent insurance agents can provide quotes from multiple companies.

Insurance quotes are always free.

What Types of Car Insurance Discounts Should I Look For?

Ask about car insurance discounts when you’re getting car insurance quotes. You can typically knock down your car insurance costs with discounts for:

  • Buying multiple policies, such as auto and home insurance
  • Insuring more than one vehicle
  • Being a good driver
  • If you have a student on the policy, a discount if they’re a good
  • student
  • If you have a college student on the policy, a discount if they’re  away at school without a car
  • Taking a defensive driving class if you’re age 55 or older
  • Paying your full car insurance cost up-front

What Types of Car Insurance Are Required?

Here are types of car insurance you should know:

Car liability insurance. This pays for injuries and property damage you cause to others. A good rule of thumb is to buy enough car liability insurance to cover what can be taken from you in a lawsuit.

Required? Yes, in most states.

Uninsured motorist coverage (UM) and Uninsured Motorist Coverage (UIM). These coverage types pay for your medical bills and other expenses if someone crashes into you and they don’t have liability insurance or have inadequate insurance.

Required? Uninsured motorist coverage is mandatory in some states and optional in others.

Collision and comprehensive insurance. These are two separate coverage types often sold together. Collision and comprehensive insurance pay for car repair bills for problems such as car accidents, car theft, fires, floods, severe weather, falling objects and collisions with animals.

Required? If you have a car loan or lease, your lender or leasing agent will likely require that you have these. Otherwise collision and comprehensive are optional.

Factors That Impact the Cost of Car Insurance

Your car insurance cost will vary depending on several factors that include:

  • Your driving record
  • Your age and driving experience
  • Where you live
  • Coverage selections
  • Deductible amount (if you buy collision and comprehensive coverage)
  • Vehicle model
  • Your car insurance history
  • Your credit-based insurance score (use of this in car insurance
  • costs is banned in California, Hawaii, Massachusetts and Michigan)

The Insiders’ View of Car Insurance Claims

If you’re lucky, you’ll have very little experience with collision repairs. That also means you won’t necessarily know if you’re getting superior claims service compared to other insurers.

Collision repair professionals have the advantage of dealing with insurers daily and seeing which companies try to cut corners on claims, and which companies have processes that slow down the repair process.

For this reason we incorporated grades of insurance companies from collision repair professionals, supplied by CRASH Network.

“Drivers pay their auto insurance premiums every month, yet they only find out how well that insurer will take care of them when they file a claim—which happens about once a decade for the average driver,” says John Yoswick, editor of CRASH Network, which has a weekly newsletter covering the collision repair and auto insurance market segments.

“But auto body repair shops see every day which insurance companies prioritize cost-savings by pushing to use the cheapest parts and repair methods, and which insurers take better care of their policyholders by prioritizing repair quality and the use of automaker-recommended repair methods and parts,” he says.

CRASH Network produces an annual Insurer Report Card that gives insight into insurers’ claims processes that others don’t see. Auto body repair professionals across the country are asked, “How well does this company’s claims handling policies, attitude and payment practices ensure quality repairs and customer service for motorists?”

“This knowledge gives body shops a unique perspective on which insurance companies consistently earn an ‘A’ when it comes to customer service and a proper repair for their policyholders, and which insurers deserve a ‘C” or ‘D,” says Yoswick.

This year among 75 insurers scored by CRASH Network, only North Carolina Farm Bureau, Chubb, Erie and Michigan Farm Bureau received grades in the “A” range.

How much is insurance for a car normally?

Car insurance rates by state
Average cost of full coverage car insurance

  • California $2,065 $172
  • Colorado $2,016 $168
  • Connecticut $1,845 $154
  • Delaware $1,775 $148

How much is car insurance for a beginner?

First-time drivers pose a higher risk to insurance companies and will pay more for coverage. On average, our sample data shows first-time drivers are paying about $4,529 per year for car insurance, whereas experienced drivers are only paying $1,427 per year.

What is the minimum insurance on a car?

California requires drivers to carry at least the following auto insurance coverages: Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum. Property damage liability coverage: $5,000 minimum. Uninsured motorist bodily injury coverage¹: $15,000 per person / $30,000 per accident minimum.

What car insurance do celebrities use?

Some of the best known of these companies are Hagarty Insurance and Grundy Insurance Company. While these policies are certainly very expensive, they are also designed specifically for the type of vehicle that the celebrity is driving.

Do celebrities get insurance?

Do celebrities have health insurance? – Quora. The term “celebrities” covers many occupations. The Screen Actors Guild (SAG) offers benefits to members including health insurance, pensions and more. They do not need to be celebrities.

Lamborghini insurance

Annual Lamborghini insurance prices average around $6,000 and $7,500, according to 4 Auto Insurance. That said, there are a vast majority of cases falling below or above the mark.

On the lower end of the spectrum, there’s James the Stradman.

He’s got a healthy collection of supercars, including two Lamborghinis. His 2006 Lamborghini Gallardo cost him $110,000 to obtain and $148.67 per month or 1,784.04 per year to insure. The insurance premium on his 2012 Aventador is a whopping $343.69 per month or $4,124.32 per year. That car cost him $240,105.

To put it in perspective, there’s full coverage on both cars. Jason is 29 years old. He doesn’t own a home, he’s not married and has no children. However, his driving record is very clean, he owns multiple cars on the same insurance policy that costs 11 thousand dollars per year and has a fairly good credit rating.

On the other end of the scale, there’s Hayden Bowles – a young Internet entrepreneur. He got to purchase a heavily-modified 2015 Lamborghini Huracan at just 18 years old. The cheapest insurance he could get in Arizona was…get ready for it…$2,700 per month or $32,400 per year. And, there were only two insurers willing to extend coverage to him. He paid for both with his own money.

Ferrari insurance

A six month insurance policy on a Ferrari supercar will cost you on average $8,000 through a traditional company and around $3,000 through a specialty insurance agency, according to ValuePenguin. Estimates average around $10,000 per year.

Mike from Auto Vlog pays $134 per month or $1,608 annually for insuring his Ferrari F12 Berlinetta in Minnesota, which is a surprisingly good deal for a high performance car like that. He paid $255,000 for the car. The F12 is on an insurance policy with three other cars and he has a good history.

Chris Graham pays $4,560 annually to insure his Ferrari California. The car is loaded with 50 grand worth of options and a sticker price of $248,000. He owns other cars, a boat and a house with his wife and they both operate successful businesses.

McLaren insurance

James the Stradman is paying $2,612 for full coverage insurance on his McLaren 570S.

Ricky Gutierrez was able to get an insurance policy for his 2018 McLaren 720S at just $235 per month or $2,820 per year. The car itself is a Launch Edition that cost an eye-watering $299,000.

The McLaren is insured under a group policy with just 1,000 – 2,000 miles per year. Ricky’s got a group policy with a Lamborghini and a Maserati Ghibli assigned as his daily driver. There’s a relatively high deductible at $2,000. He has a clean driving history and excellent credit record that further reduces the premium.

That’s definitely not the case with every McLaren out there. Sergio Rodriguez is paying $600 per month or $7,200 per year to insure his 2015 McLaren 650S Spider that cost “only” $130,000. The catch here is, the car will be rented out through his exotic car rental company. It will be driven (supposedly hard) by all sorts of random people, so that drives the risk way up.

Aston Martin insurance

Average insurance prices for Aston Martin vehicles range between $381 for the Vantage V8 to $652 for the DB11, according to That gives out annual costs between $4,500 to $7,800 for an 2018 model in Pennsylvania, driving 10,000+ miles per year.

Carsurer estimates a 2017 Aston Martin V12 Vantage costs between $2,000 and $4,300 per year to ensure, the average being $225 per month or $2,700 per year.

Steve McEvoy was able to secure an annual premium of $2,000 for his 2005 Aston Martin DB9. He bought the car used with 15k miles for $69,500 in 2013. He’s a 50+ years old driver with more than two decades of spotless driving. The DB9 benefits from several multi-car and homeowner discounts.

Audi R8 insurance

TrustedChoice estimates an Audi R8 costs an average of $2,584 to insure with full coverage. 4 Auto Insurance estimates an almost identical price at $2,488 per year for full coverage.

James the Stradman (..yes, it’s the same guy. He’s got some garage, right?) insured his 2009 Audi R8 for $1,778 per year. The car cost him $60,000 – almost half his Gallardo, but costing practically the same to insure.

Ford GT insurance

Doug DeMuro was able to secure a comprehensive insurance policy for his 2005 Ford GT for just $934 for six months, or $1,868 per year. He bought it for more than $200,000.

The second generation Ford GT, which costs up to $500,000, can be insured $2,000 to $3,000 per year on average, according to Smart Financial.